If you change any of the information, including the interest rate, you will obtain a different result. They are based on the information you have provided. The results of this calculator are estimates only. Before acting on the results of this calculator you should seek professional advice and contact your local RAMS Home Loan Specialist. These estimates are indicative only and actual costs and the amount you could borrow may vary based on a number of factors including loan purpose and repayment type (principal and interest or interest only).
Home loan calc australia full#
The actual amount you can borrow, and the applicable loan repayments, can only be determined once you submit a full application to us and we assess your application using our credit criteria applicable at that time. These calculations do not constitute an offer of credit or a quote and are only an estimate of what you may be able to borrow based on the accuracy of the information provided. If you change any of the information, including the amount borrowed or the interest rate, you will obtain a different result. For example, you can see how increasing your repayment amount could impact on the estimated interest payment and loan term. You can adjust the variables within the calculator. The output of each calculator is subject to the assumptions provided under each calculator, which are also subject to change.This calculator estimates your monthly principal and interest or interest only loan repayments (but does not include monthly or annual service fees). When assessing ability to service a loan, we may use an interest rate that is higher than the current interest rate for the loan requested. The interest rate that appears when you open the calculator is the current RAMS Essential Home Loan for principal and interest repayments for owner occupiers, as indicated on /all-rates, and is subject to change.
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